Build your new chapter.
We’ll help guide the way.
ONE-TIME CLOSE CONSTRUCTION FINANCING FOR ELIGIBLE HOMEBUYERS,
AND A LOCAL LENDING PARTNER FOR THE BUILDERS BRINGING THOSE HOMES TO LIFE.
SERVING KENTUCKY, OHIO AND WEST VIRGINIA
🛠️
SERVING KENTUCKY, OHIO AND WEST VIRGINIA 🛠️
Ready to build?
Your dream home starts here.
Here’s how:
Build & Finance
Finance the land purchase, eligible construction and permanent mortgage financing together in only one closing.
Down payment options starting at 5% may be available.
Funds Released
& Interest-Only
As You Build
Construction funds are released through draws as your project progresses. Your payments are interest-only during construction and based on the amount actually drawn.
Conventional
& VA
Eligible borrowers may have conventional or VA options.
You build the home.
We finance it.
Have a customer who wants to build? Send them to Luma Lending. We’re building a local network of builders and contracts to help connect customers with One-Time Close New Construction financing.
Why partner with Luma?
Financing = You get paid!
Give your customers a local lending resource when they’re ready to build, or become an already approved builder before your next customer is ready to build. The UWM builder approval process can begin before a property is found.
Clear Draw Process
Funds are released through draws as construction progresses and required inspections are completed.
Construction Oversight
UWM oversees key parts of the construction process.
