Luma Lending is a guiding light for those looking for a home.
Licensed in Kentucky and Ohio, our friendly, knowledgeable team is here to guide you through every step with with confidence and care.

Keep scrolling to get to know our team. We can’t wait to meet you!

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About

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  • "[Luma team] ensured I was informed and educated with each step of the home buying process. Furthermore, they were always helpful with questions and were extremely responsive."

    Lyndsey B.

  • "I don't ever want to buy another house without [Luma]!"

    Heidi H.

  • "After struggling with a bigger loan company, our realtor suggested these ladies. [They] were absolutely wonderful and helped us buy our first home...they went above & beyond."

    Kayla C.

  • "They literally held my hand through the whole [process] and made this experience as stress free as possible!"

    Maria W.

  • "They were so responsive and extremely helpful with any of our first-time homebuying questions and just made us feel so comfortable with the whole buying process!"

    Haley S.

Meet the Team

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Laiken Charles

After 6 years in the industry as a mortgage lender, Laiken founded Luma Lending, located in Ashland, KY, to illuminate the path to homeownership, making the home loan process clear, stress-free and even enjoyable.

With a B.A. and M.A. in Communication from Morehead State University, Laiken believes open communication is key to building strong relationships and creating tailored solutions for every client.

When she’s not guiding clients toward their dream homes, this Westwood, KY native is teaching public speaking to high school through Morehead’s Eagle Scholar Program, tending to her houseplants, baking something sweet, or cheering on the Kentucky Wildcats basketball team with her husband, Tanner, and pups, Waylon and Roxy!

BROKER & founder of luma lending
NMLS #1910566

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Laura Clark

With a passion for helping clients feel confident and comfortable, Laura Clark is a trusted Mortgage Loan Officer in Ashland, KY, dedicated to making the home loan process clear, simple and stress-free. Whether working with a first-time homebuyer, a family moving into their dream home or a client exploring refinancing options, Laura takes pride in providing guidance with patience, clear communication and personal care.

As a mother of two precious girls, Laura understands just how important it is to find a safe home for children to learn, grow and lay their heads. That’s why she is committed to helping her clients not only secure a mortgage, but building relationships for returning clients who are ready for a new chapter in a new safe space.

If you’re ready to start your homeownership journey, or have questions about mortgages, Laura is ready to help light the way.

MORTGAGE LOAN OFFICER
NMLS #2012154 

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Katie Warrick

loan officer assistant

Katie is a passionate, driven and people-focused Loan Officer Assistant at Luma Lending who helps clients in KY and OH navigate the mortgage process with confidence and excitement. Whether working with first-time homebuyers, growing families or clients looking to invest in their future, she takes pride in making each step of the home loan process smooth, stress-free and successful.

When she’s not illuminating clients towards their homeownership goals, she is a proud mother of three, a devoted wife and a lover of all things family and sports. Her world is busy, fun and full of energy, usually cheering from the sidelines, playing with her kids and dogs or sneaking in a good book.

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Charlee Hobbs

loan officer assistant

Charlee is an enthusiastic Loan Officer Assistant, committed to guiding clients to see the light through the homebuying process. Her goal is to make you feel cared for and supporting through every step on the path to homeownership.

A proud graduate of Fairview High School and the University of Virginia at Wise, she earned her Business Administrative degree in just three years while also playing volleyball! Now, she is an Assistant Varsity Volleyball Coach at Fairview High School, combining her love for the sport with the commitment to mentor student athletes. In addition, she passionately dedicates her time to rescuing and caring for animals in the KY, OH and WV tri-state area.

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Jennifer Dolen

Brokerage success advocate

As the Brokerage Success Advocate, Jennifer Dolen is the dedicated force behind a seamless and successful experience for our clients and team. With a passion for building relationships and an eye for detail, Jennifer orchestrates the crucial behind-the-scenes work that makes all the difference. As a wife and mom to two boys, she brings a personal touch to everything she does, whether it's managing marketing initiatives, coordinating events, or ensuring every client feels celebrated and supported from start to finish. Her commitment to efficiency and her proactive approach are key to our brokerage's success, allowing us to deliver an unparalleled level of service.

Let us light the way to your new chapter.